Crystal Knows It

Book/ Audiobook list for October

A Room of her own: inside the homes and lives of creative women by robyn lea

the crossroads of must and should by elle luna

making it: the artist’s survival guide by jaša with noah charney

Bibliocraft : a modern crafter's guide to using library resources to jumpstart creative projects by jessica pigza

Art journal art journey : collage and storytelling for honoring your creative process by nicole rae

keep going: 10 ways to stay creative in good times and bad by austin kleon

show your work! 10 ways to share your creativity and get discovered by austin kleon

Divanomics : how to still be fabulous when you're broke by michelle mckinney hammond

Teach your child to fish : five money habits every child should master by holly d. reid

Netflix watchlist for October

destined with you (korea) / tv-ma / 12 out of 16 episodes available

a time called you (korea)/ tv-ma / 12 episodes

behind your touch (korea) / tv-ma / 16 episodes

miss adrenaline: a tale of twins / tv-14 / 65 episodes

season 2 No Doubt in Us / tv-pg / 24 episodes

nowhere (spain) / tv-ma

kushi (india) / tv-14

A Beautiful Life (denmark) tv-ma

Forgotten Love (poland) tv-14

Max watchlist for October

shows that i am about to start watching on Max

season 3 of Starstruck / TV-MA / 6 episodes

young love / tv-pg / 8 episodes

adventure time: fionna and cake /tv-14/ 10 episodes

season 4 of unsellable houses /tv-G/ 5 episodes available ;airing mondays

anne rice’s interview with the vampire /tv-ma/ 7 episodes

movies i’ll be rewatching

the wind rises (2014) pg-13

weathering with you (2019) pg-13

real women have curves (2002) pg-13

howl’s moving castle (2004) pg

tim burton’s corpse bride (2005) pg

I Feel You Linger In The Air

It got its own post because it is the only show i’m currently watching on Youku.tv

It’s an amazing show, I highly recommend watching it if it is available in your region. You maybe able to watch it on Youku’s youtube channel or on Gagaoolala, but those platforms don’t currently have licenses in the US so I watch the TV version on their website

7 episodes currently available; can watch tv version free, VIP required for uncut

It’s a BL with hints of GL. There is time travel, cheating drama, polygyny, etc. So far I think it is very well rounded in its sources of drama, there is a lot of conflict and I look forward to watching it every week.

Recently Completed Series

Sweet Games viki
24 episodes available
I love WinWin so I had to watch it and I like that it shows the complexities of running a business and also has some romance

Jun & Jun / VIKi /korea /Viki Pass Standard required /8 episodes available

Stay by My Side /viki/ 10 episodes available

Nice light drama with a “spooky” theme

The Real Has Come! /viki/korea/ Viki Pass Plus required /50 episodes available

Very good drama if you’re into complex relationships both familial and romantic

Papa, What is love? Season 2 gagaoolala

Philippines

6 episodes available

Laws of attraction iqiyi

thai

8 episodes available

Building Income Streams

There are 7 streams of income that people generally think about (which I will list in no particular order)

1. Physical Products - creating and selling a good

I have been creating jewelry and art for the last 3 years with my business crystalamethystco.com. I love to use my hands so I want to let them help me create new pieces for as long as I am physically able.

I recommend selling a product you actually use and a product that can speak for itself.

2. Freelancing - complete work for a business or an individual. Can be per project or an hourly wage

I have transcribed interviews for PhD candidates dissertations. I typically charge an hourly rate but you can also charge per project or interview.

When trying to find a freelancing job look at what is needed in your area or by people in the communities you are a part of.

3. Coaching/ Consulting - Holding clients accountable to your system/ ideas/ framework

I have a degree in business administration with a concentration in management and have assisted fellow entrepreneurs and given them resources to manage their businesses better. I also held peer mentorship positions in college and helped my younger or newer to campus peers navigate college life.

There will always be something that you have a better grasp of than some of the people around you, use that to your advantage. Also continue to learn about the things you are interested in and one day it will help you to help others.

4. Digital products (ebook, course, printable) - creating and selling digital goods that can consumed electronically/ showing clients step by step how to achieve a goal

I plan to expand into digital products soon

5. Speaking - presenting your system/ideas/ framework

I am an anxious, thinking, social introvert so I’m still working on my speaking skills but if you like to talk and be in front of people, I’m sure you have a story to tell and there are people out there that want to hear it.

6. Affiliate - recommend a product/service to your audience

A lot of bigger companies now have affiliate programs and if you like a product and would recommend it anyway see if you can get some money from it.

7. Brand Sponsorship - advertise a brand to your audience

I will be documenting my experience as I’m building my streams of income and I hope you will come along this journey with me, feel free to comment and share your experiences as well.

Building credit

For college students I highly recommend getting a student credit card as your starter card. I also recommend getting a credit card with a bank you already have a relationship (checking/savings) with. If you don’t have any credit history and are also not in college you can apply for a secured credit card or become an authorized user on a trusted person’s credit card.

Maintain a good credit card utilization

I like to keep my credit card utilization under 10% and pay off my credit cards every month but really anything under 30% is considered good. However, the lower your utilization the better it is for your credit score. You can’t go wrong if you use your credit card in the same manner as a debit card and don’t spend more than you can afford to pay off. Some people pay off their credit cards as soon as the charge posts, I do that with bigger purchases that take up a significant portion of my credit limit on that specific card. For example if you make a $5,000 purchase on a card with a $7500 limit I would encourage you to pay it off when it is posted to your account as opposed to waiting until the statement period ends because at that point the balance will be reported to the credit bureau and impact your credit score negatively.

Pay bills on Time

Pay off debt

Pay more than the minimum as permitted by your budget.

To avoid any missed payments, set up automatic payments and bill reminders.

Take on balances with the highest interest rates initially using the "avalanche method"

Utilize the "snowball method" to pay off the smallest loans first, and then progressively raise payments toward larger loans.

To combine all of your debt obligations into a single loan with fixed interest rates and monthly installments, apply for a debt consolidation loan.

caution against canceling or deleting a credit card account since it could harm your credit history and credit utilization. It should be noted that paying off your credit card debt is a wonderful strategy to improve your credit.